LEGACY LINK
Terms & Conditions
Effective Date: August 31, 2026
Welcome to Legacy Link. By accessing our website, requesting a consultation, or using our services, you agree to the following Terms & Conditions.
1. About Legacy Link
Legacy Link provides life insurance education, consultations, and assistance with exploring insurance coverage options.
Our services include information regarding:
Term Life Insurance
Whole Life Insurance
Indexed Universal Life (IUL)
Final Expense Insurance
Mortgage Protection
Family and Legacy Planning
Insurance products are subject to carrier availability, underwriting approval, eligibility requirements, and applicable state regulations.
2. SMS Text Messaging Program
Legacy Link offers optional SMS communications to individuals who have expressly agreed to receive text messages.
Depending on the consent provided, messages may include:
Life insurance consultation confirmations
Appointment reminders and scheduling updates
Responses to insurance inquiries
Follow-up communications regarding requested coverage
Promotional information about insurance products and services
Message frequency varies. Message and data rates may apply.
You can opt out of text messaging at any time by replying STOP to any message.
For assistance, reply HELP or contact Legacy Link through the contact information provided on our website.
Consent to receive promotional text messages is not a condition of purchasing insurance or receiving our services.
3. SMS Consent and Privacy
By selecting an SMS consent checkbox on our website or another authorized opt-in form, you authorize Legacy Link to send text messages to the mobile number you provide, within the scope of your consent.
SMS consent is voluntary and may be withdrawn at any time.
We do not sell or share SMS opt-in consent information or phone numbers with third parties or affiliates for their independent marketing purposes.
We may use service providers to deliver text messages on our behalf, subject to appropriate privacy and security protections.
For additional information, please review our Privacy Policy.
4. Insurance Information Disclaimer
Information provided through Legacy Link is intended for general educational purposes and should not be interpreted as a guarantee of coverage, policy approval, premium rates, investment returns, or future cash value.
Indexed Universal Life policies may include fees, charges, limitations, and non-guaranteed elements. Policy performance depends on the terms of the contract and other applicable factors.
Insurance coverage becomes effective only according to the issuing insurance carrier's policy terms and requirements.
5. Website Use
Visitors agree to provide accurate information when requesting consultations or submitting inquiries.
Unauthorized use of the website, submission of fraudulent information, or attempts to interfere with website operations are prohibited.
6. Privacy and Information Protection
Legacy Link respects the privacy of website visitors and prospective clients.
Information submitted through our website may be used to respond to inquiries, arrange consultations, and provide requested services.
Personal information is handled according to our published Privacy Policy and applicable laws.
7. Contact Information
Legacy Link
Licensed Life Insurance Services
Website: https://legacywithlj.com
Phone: 407-989-3868
For questions about these terms, our services, or SMS communications, please contact us using the information above.
8. Updates to Terms & Conditions
Legacy Link reserves the right to update these Terms & Conditions as necessary to reflect changes in services, business operations, or applicable requirements.
Updates will be posted on this page with a revised effective date.
9. Mobile Carrier Liability Disclaimer
Mobile carriers are not liable for delayed or undelivered SMS messages.
10. Age Restriction
You must be at least 18 years of age to enroll in our SMS messaging program. By opting in, you confirm that you are 18 years of age or older.